Tej Nagari Sahakari Patsanstha Marya

Empowering Our Community Through Trusted Financial Solutions

First
Years of Service
2,000+
Happy Members
16+
Financial Products

About Our Society

About Us

Established in 2024, Tej Nagari Sahakari Patsanstha Marya has been a pillar of financial strength for the Narhe community in Pune. As a cooperative credit society, we operate on the principles of mutual aid and democratic member control.

Our society was founded with the vision to provide accessible financial services to all sections of society, particularly those underserved by traditional banking institutions. We've grown from a small local initiative to a trusted financial institution serving thousands of members.

What sets us apart is our personalized approach to banking. We understand that every member has unique financial needs, and we strive to offer tailored solutions that help individuals and businesses thrive.

Our Vision

To be the most trusted community-based financial institution in Pune, recognized for our commitment to financial inclusion, ethical practices, and member prosperity.

We envision a society where every individual has access to fair financial services that enable them to achieve their dreams and build a secure future.

Our Mission

To deliver innovative, affordable, and reliable financial solutions through cooperative values that foster socio-economic development in our community.

We are committed to financial literacy, transparent operations, and creating long-term value for our members through prudent financial management and community-focused initiatives.

Our Deposit Schemes

Secure your future with our range of savings and investment options designed for every need

Savings Account

Our basic savings account offers secure funds management with easy access and competitive interest rates. Enjoy cooperative benefits including:

  • No minimum balance requirement
  • Quarterly interest payments
  • Free passbook and e-statements
  • Nomination facility

Ideal for daily banking needs while earning interest on your balance.

Fixed Deposit

Grow your capital safely with our fixed deposit schemes offering high returns for various durations:

  • Flexible tenures from 1 month to 5 years
  • Higher interest rates for senior citizens
  • Auto-renewal facility
  • Loan against FD available

Choose between monthly, quarterly, or cumulative interest payout options.

Recurring Deposit

Systematic savings plan perfect for salaried individuals with attractive interest rates:

  • Start with as little as ₹500 per month
  • Tenures from 1 year to 5 years
  • Flexible deposit amounts
  • Premature withdrawal options

Build a substantial corpus through disciplined monthly savings with guaranteed returns.

Lakshadhish Yojna

Our special saving scheme designed to help you achieve financial milestones:

  • 5-year savings plan with bonus benefits
  • Insurance coverage included
  • Higher interest than regular savings
  • Premature closure after 3 years

Perfect for saving towards education, marriage, or other important life goals.

Tej MIS

Monthly Income Scheme for retirees and investors seeking regular interest payouts:

  • Fixed monthly income
  • 5-year tenure with quarterly compounding
  • Higher interest rates
  • Nomination facility

Enjoy a steady income stream while your principal remains secure.

Pigmy Deposit

Daily doorstep savings collection scheme that encourages disciplined micro-saving:

  • Daily collection at your home/office
  • Start with just ₹50 per day
  • Attractive interest rates
  • Flexible withdrawal options

Perfect for domestic helpers, small vendors, and daily wage earners.

Our Loan Schemes

Financial solutions tailored to meet your personal and business needs

100 Days Business Loan

Fast-track funding solution for small businesses with urgent capital needs:

  • Quick approval within 24 hours
  • Short repayment tenure of 100 days
  • Minimal documentation
  • Competitive interest rates

Ideal for inventory purchase, working capital, or bridging temporary cash flow gaps.

Personal Loan

Flexible financing for your personal needs with member-friendly terms:

  • Funds for weddings, education, medical needs
  • Loan amounts up to ₹50 thousands
  • Flexible repayment up to 3 years
  • No collateral required

Quick processing with minimal paperwork for existing members.

Gold Loan

Instant liquidity against your gold ornaments with transparent terms:

  • Up to 75-80% of gold value as loan
  • Interest rates lower than personal loans
  • Flexible repayment options
  • Safe custody of pledged gold

Perfect for emergency needs without selling your family gold.

Mortgage Loan

Leverage your property to fulfill large financial requirements:

  • Long repayment tenure up to 5 years
  • Competitive interest rates
  • Top-up facility available

Use for home renovation, business expansion, or other major expenses.

Board of Directors

Our dedicated leadership team committed to serving members with integrity

Chairman
Ramdas Shankar Chorghe

Chairman

With over 25 years of experience in cooperative banking, leads the society with vision and dedication.

Vice Chairman
Vijay Vishnu Sargar

Vice Chairman

Expert in financial management and member relations, supporting the Chairman in strategic decisions.

Secretary
Shashikant Tanaji Dharpale

Secretary

Oversees daily operations and ensures compliance with cooperative principles and regulations.

Director
Manisha Ramdas Chorghe

Director

Focuses on women's financial empowerment and literacy programs within the community.

Other Esteemed Board Members:
  • Ravindra Tanaji Dalvi - Director
  • Ganesh Shankar Chorghe - Director
  • Ravindra Ramesh Kendale - Director
  • Omkar Ramdas Chorghe - Director
 
  • Piyush Vijay Sargar - Director
  • Hemangi Shashikant Dharpale - Director
  • Vimal Vijay Sargar - Director
  • Pallavi Ganesh Chorghe - Director

What Our Members Say

Hear from our satisfied members about their experience

"Tej Nagari Sahakari has been my financial partner. Their gold loan helped me expand my small business when banks turned me down. The personal attention and quick service keep me loyal."

Member
Rajesh Patil
Small Business Owner

"As a senior citizen, I find their Tej MIS scheme perfect for my needs. The monthly interest helps cover my expenses, and the staff always treats me with respect and patience. Truly a member-friendly society."

Member
Shakuntala Malekar
Senior Citizen

"The Pigmy deposit scheme is a blessing for someone like me who earns daily wages. The collector comes to my house every evening, and I've saved more in one year than I ever could before. Thank you for this service!"

Member
Nilesh Fengde
Domestic Shop Vendor

Get In Touch

Visit us or reach out for any queries about membership or services

Contact Information

Address

Shop No. 3, H No. 179,near HDFC ATM,
near Grampanchayat Office,Opp walhekar bunglow,
Narhe, Pune - 411041

Phone

+91 70704 01002

Email

info@tejpatsanstha.com
support@tejpatsanstha.com

Working Hours

Monday to Saturday: 10:00 AM - 5:00 PM
Sunday: Closed

Send Us a Message